Privacy Policy of Loan Online Philippines (loanonlineph.com)
Last updated: July 2, 2026
Loan Online Philippines (“Company”, “we”, “us”) respects your privacy and is committed to protecting your personal data in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173), the rules of the National Privacy Commission (NPC), and other applicable laws of the Philippines.
1. Information We Collect
We collect the following data:
- Personal Information: Full name, date of birth, address, phone number, email, government ID details.
- Financial Information: Bank account details, GCash/Maya information (for disbursement).
- Technical Data: IP address, device type, browser, cookies.
- Data from Third Parties: Information from partner lenders for application processing.
2. How We Use Your Data
- Processing and forwarding loan applications.
- Comparing offers from partners.
- Communication (confirmations, payment reminders).
- Service improvement and analytics.
- Compliance with legal obligations (SEC, NPC, anti-money laundering).
3. With Whom We Share Your Data
Your data is shared only with:
- Partner lenders (with your consent when submitting an application).
- Service providers (hosting, analytics, SMS) under strict confidentiality agreements.
- Regulatory authorities when required by law.
We do not sell your personal data.
4. Data Protection
We implement modern technical and organizational measures (encryption, firewalls, role-based access) to safeguard your information. Data is retained only as long as necessary for providing services or as required by law.
5. Your Rights
You have the right to:
- Access your data.
- Correct inaccuracies.
- Request deletion (subject to legal requirements).
- Object to processing.
- Withdraw consent.
To exercise your rights, contact us at: info@loanonlineph.com. We will respond within 30 days.
6. Cookies and Similar Technologies
We use cookies to improve website functionality. You can manage them through your browser settings.
7. Changes to This Policy
We may update this Privacy Policy. Continued use of the site after changes means you accept the updated terms.
Questions? Email us at info@loanonlineph.com. We are committed to maximum protection of your data.